Terms and Conditions

Last updated: 19 September 2026

Who Operates the Site and Acceptance of the Terms

pressroomvo operates this website as a commercial platform providing Insurance Programming services targeted at users in Singapore. By accessing or using the site you agree to be bound by these Terms and Conditions. If you do not agree you must stop using the site immediately. These terms form a binding contract under Singapore law between you and pressroomvo.

Eligibility and Permitted Use

You must be at least 18 years old and legally capable of entering contracts in Singapore to use this site. Permitted use is limited to legitimate insurance programming activities such as accessing tools developing code and reviewing resources for insurance related software solutions. Any commercial exploitation beyond personal or internal business purposes requires prior written consent from pressroomvo.

Prohibited Conduct

You must not upload malicious code attempt to reverse engineer site features engage in fraudulent activities or use the platform to distribute misleading insurance advice. Violations may result in immediate termination of access and potential legal action under Singapore statutes including the Computer Misuse Act.

Accounts Submissions or User Content

If you create an account or submit content such as code snippets or feedback you retain ownership but grant pressroomvo a non exclusive licence to use it for site improvement. You are responsible for ensuring submissions do not infringe third party rights or contain prohibited material.

Ownership of Site Content Trademarks and Permitted Limited Use

All original content code designs and trademarks on the site belong to pressroomvo or its licensors. You may view and download materials for personal non commercial use only. Any other reproduction requires explicit permission.

Third Party Services and Links

The site may contain links to third party insurance tools or programming resources. pressroomvo does not endorse or guarantee the accuracy security or availability of these external services and you use them at your own risk.

Availability Changes Suspension and Termination

pressroomvo strives to maintain continuous access but may suspend or terminate the site or your account for maintenance updates or violations without notice. Changes to services will be communicated via the site or email where applicable.

Disclaimers Subject to Mandatory Consumer Law

The site and services are provided on an as is basis. pressroomvo makes no warranties regarding uninterrupted operation or error free programming tools. Nothing in these terms excludes your rights under the Singapore Consumer Protection (Fair Trading) Act or other mandatory laws.

Limitation of Liability

To the fullest extent permitted by Singapore law pressroomvo liability for any claim is limited to the amount you paid for services in the preceding twelve months. This does not exclude liability for death personal injury or fraud.

Indemnity

You agree to indemnify pressroomvo against claims arising from your misuse of the site or breach of these terms including legal costs incurred in Singapore courts.

Governing Law Courts and Consumer Dispute Rights

These terms are governed by the laws of Singapore. Disputes shall be resolved in Singapore courts. Consumers retain rights to seek remedies through the Small Claims Tribunal or other statutory avenues without waiving access to these terms.

Severability Waiver Changes Contact Route and Last Updated Date

If any provision is found invalid the remainder continues in force. Failure to enforce a term does not constitute a waiver. pressroomvo may update these terms with notice on the site. Contact pressroomvo via the Contacts page form or at [email protected] +65 9628 1963 or 10 Ubi Crescent #07-51 Ubi Techpark, Singapore 408564. This document was last updated on 19 September 2026.