Legal Information

Last Updated

This Legal Information page was last updated on 19 September 2026 in accordance with Singapore standards for date formatting. It provides comprehensive disclosures required for commercial websites targeting Singapore to ensure transparency and compliance with applicable laws including the Companies Act 1967.

Identity of the Website Operator and Its Role

pressroomvo serves as the operator and owner of this commercial website dedicated to Insurance Programming services. In this role, pressroomvo develops, provides, and supports software solutions, programming tools, and related digital platforms tailored for the insurance industry, including middle-office systems, APIs, policy administration tools, and integration services for insurers, brokers, and ecosystem partners. The operator manages all aspects of the site including content publication, user interactions, service delivery, and compliance with Singapore regulatory frameworks. This identity ensures users understand the entity responsible for the website's operations, content, and any transactions conducted through it. Practical consequence: All communications, contracts, and liabilities arising from site use are directed to this identified operator.

Legal Form, Registration Details, Tax Identifiers, Licences, and Responsible Representatives Required in the Target Country

The website operator is incorporated as an Exempt Private Company Limited by Shares under Singapore law. Key non-contact legal identifiers include the Company Registration Number also known as the Unique Entity Number (UEN): 202306969D. This UEN serves as the primary registration identifier issued by the Accounting and Corporate Regulatory Authority (ACRA) and must appear on official publications, invoices, and business correspondence per the Companies Act 1967. No specific GST registration number or additional tax identifiers beyond the UEN are displayed as they are not mandatorily required for all commercial sites unless the entity exceeds GST thresholds. There are no sector-specific licences such as those from the Monetary Authority of Singapore (MAS) required for pure software programming and technology provision in Insurance Programming, as opposed to licensed insurance broking or underwriting activities. Responsible representatives include appointed directors and a company secretary as required by the Companies Act, with records maintained in accordance with ACRA regulations. These details promote accountability and allow public verification of the entity's legal standing. Users can cross-reference the UEN via official ACRA channels for verification of status and incorporation date.

Registered Office and Available Contact Details

The registered office of the operator is located at the address designated for official communications and record-keeping in Singapore, which must remain accessible during business hours. Available contact details are provided via the site's dedicated Contacts page featuring a contact form. For direct inquiries, use the enabled contact components: email at [email protected], telephone at +65 9628 1963, or physical correspondence to 10 Ubi Crescent #07-51 Ubi Techpark, Singapore 408564. These placeholders ensure compliance with the contact policy while directing users to official channels. The registered office serves as the point for service of legal documents and regulatory notices. Practical consequence: Failure to use official channels may delay responses or affect the validity of communications.

Purpose, Scope, and Intended Audience of the Website

The primary purpose of this website is to provide information, resources, and access to Insurance Programming solutions including software development services, platform demonstrations, technical documentation, and related commercial offerings for the insurance sector. The scope encompasses educational content on insurtech trends, product features for policy management and integration, blog posts on industry programming practices, and tools for potential clients in the B2B space. The intended audience includes insurance companies, brokers, managing general agents (MGAs), technology partners, developers, and other professionals engaged in or exploring digital insurance solutions within Singapore and the broader Asia-Pacific region. It is not directed at consumers for personal insurance purchases but rather at business entities seeking technological enablement. This focused scope ensures relevance and compliance with targeted commercial practices under Singapore consumer protection laws where applicable.

Rules for Access to and Acceptable Use of the Website

Access to the website is granted subject to these rules: users must be at least 18 years of age or have legal capacity to enter contracts; use must be for lawful purposes only; no scraping, automated data extraction, or reverse engineering of software or content is permitted; users shall not introduce malware, engage in denial-of-service attacks, or interfere with site functionality; commercial use beyond authorised services requires explicit agreement. Acceptable use includes viewing content, submitting inquiries via forms, and utilising permitted tools for Insurance Programming evaluation. Violations may result in access termination, legal action, or claims for damages. These rules protect the integrity of the platform and align with the Electronic Transactions Act and Computer Misuse Act in Singapore. Users should review these rules before each visit as continued access constitutes acceptance.

Ownership and Permitted Use of Website Content, Trademarks, and Other Intellectual Property

All content on this website including text, graphics, software code, designs, documentation, and materials related to Insurance Programming is owned by or licensed to pressroomvo. Trademarks, service marks, and logos displayed are the property of their respective owners. Permitted use is limited to personal, non-commercial viewing and reference for legitimate business evaluation purposes. Reproduction, distribution, modification, or commercial exploitation requires prior written consent. Unauthorised use may constitute infringement under the Copyright Act and Trade Marks Act of Singapore, leading to civil or criminal liability. Users are encouraged to respect these rights to foster innovation in the insurtech ecosystem. This section ensures clarity on intellectual property boundaries for developers and partners engaging with the site.

Accuracy, Availability, and Proportionate Limitations of Liability

While every effort is made to ensure the accuracy, completeness, and timeliness of information on this website, no warranty is given that content is error-free or up-to-date. The site and services are provided on an 'as is' and 'as available' basis without guarantees of uninterrupted access or fitness for particular purposes. Limitations of liability are proportionate: to the maximum extent permitted by Singapore law, pressroomvo shall not be liable for indirect, incidental, special, consequential, or punitive damages arising from use of the site, including but not limited to loss of profits, data, or business opportunities, even if advised of the possibility. Direct liability is capped at the amount paid for services in the preceding 12 months or a nominal sum where no payment applies. These limitations do not exclude liability for death, personal injury caused by negligence, or fraud. Users should verify critical information independently. This framework balances operator protection with user safeguards under the Unfair Contract Terms Act and common law principles in Singapore.

External Links and Third-Party Content

The website may contain links to external sites or references to third-party content for user convenience, such as industry resources or partner platforms relevant to Insurance Programming. pressroomvo does not control, endorse, or assume responsibility for the accuracy, legality, or availability of such external materials. Users access third-party sites at their own risk and should review those sites' terms and privacy practices. Inclusion of a link does not imply affiliation or recommendation. This policy prevents misleading associations and complies with consumer protection expectations in Singapore by maintaining clear boundaries of responsibility.

Plain-Text Cross-References to the Privacy Policy, Cookie Policy, Terms and Conditions, and Payment and Refund Policy

Users are directed to review the following important policies available elsewhere on this website for complete details on data handling, tracking technologies, contractual terms, and financial transactions: Privacy Policy, Cookie Policy, Terms and Conditions, and Payment and Refund Policy. These documents complement this Legal Information page and address specific aspects such as personal data protection under the Personal Data Protection Act (PDPA), cookie consent mechanisms, service agreements, and refund procedures. Cross-referencing ensures users have full visibility into their rights and obligations when engaging with Insurance Programming offerings.

Applicable Law, Competent Courts, and Consumer Dispute Rights

This Legal Information page and the website are governed by the laws of the Republic of Singapore. Any disputes arising shall be subject to the exclusive jurisdiction of the courts of Singapore. For consumer disputes, parties are encouraged to first attempt resolution through negotiation or mediation. Eligible consumers may refer matters to the Small Claims Tribunals or the Consumers Association of Singapore (CASE) mediation services where applicable. These provisions provide accessible dispute resolution mechanisms tailored to Singapore's legal system, promoting efficient and fair outcomes without unnecessary litigation. The operator commits to complying with all applicable Singapore statutes including those related to e-commerce and data protection.

Contact Route, Changes, and Last-Updated Date

For questions, feedback, or notices regarding this Legal Information page, please use the contact routes on the Contacts page or via [email protected], +65 9628 1963, or 10 Ubi Crescent #07-51 Ubi Techpark, Singapore 408564. The operator reserves the right to update this page periodically to reflect changes in law, business practices, or site operations. Material changes will be highlighted with a new last-updated date. Continued use of the website after updates constitutes acceptance of the revised terms. This ensures ongoing transparency and adaptability in the dynamic field of Insurance Programming and Singapore regulatory environment.